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Leasing: What is it and How Does it Work?

Posted: Sun Feb 02, 2025 5:15 am
by messi69
Leasing, or commercial leasing, is a type of contract that allows the use of an asset for a specific period, through the payment of monthly installments.

This practice has become increasingly common in the business world, providing companies with a flexible alternative to acquire assets necessary for their operations.

Find out in this article what it is, the main types and their benefits.



How Does Leasing Work?
Leasing is a financial strategy that offers jordan telegram data companies a flexible alternative for acquiring necessary assets without the need for a significant initial outlay. Its operation is based on the rental of an asset for a pre-established period, during which the lessee uses the asset for its operations.

When you choose to lease, you agree to make monthly payments to the lessor, who retains ownership of the asset. These payments are calculated based on the asset's depreciation over time and may include additional associated fees, such as insurance and maintenance, depending on the type of lease you choose.

Its distinguishing feature lies in the option offered to the lessee at the end of the contract . Typically, there is the possibility of acquiring the asset permanently, paying a predetermined residual value. This flexibility gives the lessee the opportunity to evaluate the effectiveness of the asset in its operations before making a final decision, something that can be particularly beneficial in sectors subject to rapid technological change.