Payment methods other than credit cards

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In Japan, smartphone payments are available as a payment method other than credit cards, but in emerging countries, smartphone payments are becoming the main form of payment method replacing credit cards.

Now let's take a look at the payment situation in each country.

Africa
Mobile money
is extremely popular in Africa, where bank account ownership is low.

M-Pesa is
a mobile payment service that is widely used in Kenya, Tanzania, etc. It allows you to send and receive money using your mobile phone.

MTN Mobile Money is
a mobile money service available mainly in West Africa.

Asia
In Asia, especially in China, mobile payments using algeria whatsapp data QR codes have become widespread.

Alipay is
a mobile payment service provided by the Alibaba Group. It is widely used in China and payments are made using QR codes.

WeChat Pay
is a payment feature built into the messaging app WeChat, used for everyday payments and money transfers.


GCash is
a mobile wallet widely used in the Philippines. It allows QR code payments, money transfers, and bill payments. It is provided by the Philippine telecommunications company Globe Telecom and plays a central role in promoting cashless transactions in the country.

latin america
In Latin America, payment by bank transfer or vouchers is common.

Boleto Bancário
is a voucher system widely used in Brazil that issues vouchers to customers to pay with cash, which are then used to make payments at banks or convenience stores.

OXXO is
a cash payment service used by the Mexican convenience store chain OXXO. After ordering online, you can complete the payment at an OXXO store.

PIX
is an instant payment system introduced by the Brazilian Central Bank in 2020.

The system, which operates 24 hours a day, 365 days a year and allows funds to be transferred between individuals and corporations within seconds, is rapidly gaining popularity in Brazil as an alternative to traditional bank transfers and cash payments.

India
India is seeing rapid adoption of digital payments such as mobile wallets and UPI, a digital payments system run by the National Payments Corporation of India.

Paytm
is a mobile wallet service that is used for online shopping and utility bill payments.

Unified Payments Interface (UPI)
is a payment system for instant transfers between banks that is used in conjunction with many mobile apps.